Why Waypoints?
A “waypoint” is defined as an interim point on a route or line of travel. In navigation a series of "waypoints" are entered to set a course that is used to guide a vessel to its final and desired destination. At Waypoints Financial we understand that each client has unique goals and circumstances. Our objectives are to listen, strive to understand and ultimately chart a course designed to guide our client on their preferred journey.
Our Services
Through developing a personalized investment strategy, diversification, and avoiding short-term distractions, we aim to help create and preserve your wealth so you reach your financial goals.
If there’s one thing certain about life – it’s the uncertainty that living it brings. The best laid plans can sometimes come to naught! Even though you may think you’ve covered all the bases, life sometimes has a funny way of throwing you a curveball when you least expect it.
Retirement planning shouldn’t start at retirement; it should start well before. We take a long-term view of your financial wellbeing to help create a life after work that is as well-planned as your life while working.
Whether it’s owning your own home, funding your children’s education, or creating a stress-free retirement, a financial plan is considered vital in working towards your goals. A well-grounded and effective plan goes beyond the realm of saving, budgeting, and investing.
You and your family (partner, spouse) work hard to accumulate assets over a lifetime. The hope is that, when the time comes for you to leverage those assets, they’ll be there for you to benefit from. Asset Allocation service is all about helping you allocate YOUR financial assets using a prudent and conscientious approach.
When entrepreneurs start a business, the last thing on their minds is succession planning. Most business owners spend a lot of time – as they should – on Operations Plans, Marketing Plans, Capital-spending Plans, Maintenance Planning, Staffing Plans…and more.
Everyone has their own reason for gifting their assets or a portion of their income to charitable organizations. Some find comfort in helping others who are less fortunate, while others simply want to share their good fortune.
What exactly is dollar-cost averaging? And how can reverse dollar-cost averaging be risky to those who live on a fixed income?
No matter how you invest, you may have biases that are impacting your decisions. Are you affected by one of these common biases?
Relationships can be filled with tricky financial situations. Here are some tips on navigating money management as a team.